Welcome to 21 Spruce Street, Moncton. This well-maintained up-and-down duplex offers an excellent opportunity for investors or buyers looking for a mortgage helper. Conveniently located close to the Moncton Hospital, schools, shopping, parks and public transit, the property is situated in one of Moncton's established rental neighbourhoods. The main floor features a bright and functional three-bedroom apartment, while the lower level offers a comfortable two-bedroom apartment with its own separate entrance. Both units are currently tenant occupied, providing immediate rental income. Each apartment is separately metered for NB Power and is equipped with its own electric furnace and hot water tank, allowing tenants to pay their own electricity. Recent improvements include new roof shingles and new windows (2021), helping to reduce future maintenance costs. Additional features include a shared laundry area, ample parking, a storage shed, and a private backyard with a deck. Whether you are expanding your investment portfolio or purchasing your first income property, this duplex is well worth a look. Call your REALTOR® today to arrange your private viewing.