Property Information:

Attention first-time buyers, downsizers, and investors! Finding a detached, move-in ready home under $400K is becoming increasingly rare, and this beautifully updated St. Catharines home is an opportunity you won't want to miss. Offering approximately 890 sq ft above grade plus a finished basement with a separate entrance, this home delivers exceptional value with modern updates and plenty of flexibility. The bright main floor features 2 bedrooms and has been refreshed with new flooring throughout the main level, fresh paint, updated lighting, a new kitchen countertop, and new kitchen and bathroom fixtures (2026). Major updates include windows (2019), roof (2020), and hot water tank (2023), providing added peace of mind. The finished basement offers additional living space, a home office, rec room, or future income potential, while the separate entrance has been professionally waterproofed and a brand new sump pump with a 25-year warranty has been installed. Outside, enjoy a fully fenced backyard, new front deck (2023), and brand new back deck (2025). Located directly across from a park with a city-operated outdoor pool and just minutes to Brock University, St. Catharines Hospital, shopping, GO/VIA Rail, and everyday amenities, this home combines affordability, convenience, and thoughtful updates in one exceptional package. (id:27)

Building Features:

Style: Detached
Building Type: House
Basement Development: Finished
Basement Type: Full
Construction Style - Attachment: Detached
Exterior Finish: Vinyl siding
Floor Space: 890 sqft
Foundation Type: Block
Heating Type: Forced air
Cooling Type: Central air conditioning
Appliances: Dishwasher, Dryer, Refrigerator, Stove, Washer

Property Features:

OwnershipType: Freehold
Property Type: Single Family
Bedrooms: 2
Bathrooms: 2
Amenities Nearby: Hospital, Park, Public Transit, Schools
Community Features: School Bus
Fence Type: Fence
Floor Space (approx): 890 Square Feet
Lot Frontage: 35 Feet
Zoning: R2
Sewer: Municipal sewage system
No. of Parking Spaces: 1

Rooms:

Bathroom 2nd Level Measurements not available
Loft 2nd Level 12'11'' x 14'0''
Bedroom 2nd Level 12'6'' x 10'10''
Utility Basement Level Measurements not available
Recreation Room Basement Level Measurements not available
Laundry Basement Level Measurements not available
Bathroom Main Level Measurements not available
Living Main Level 10'11'' x 22'6''
Kitchen Main Level 17'4'' x 17'6''
Bedroom Main Level 9'0'' x 10'3''

Courtesy of: eXp Realty (Team Branch)

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Demographic Information of 20 LLOYD Street, St. Catharines, Ontario, L2S 2N8

Life Stage

Midlife Families

Employment Type

Blue Collar/Primary, Blue Collar/Service Sector

Average Household Income

$95,368.95

Average Number of Children

1.72

Household Population

Household Structure

Age of Population

Education

Education Level

No certificate/diploma/degree

20.77 %

High school certificate or equivalent

29.31 %

Apprenticeship trade certificate/diploma

11.43 %

College/non-university certificate

24.29 %

University certificate (below bachelor)

0.09 %

University Degree

14.11 %

Commuter

Travel To Work

By Car

89.44 %

By Public Transit

3.3 %

By Walking

3.21 %

By Bicycle

0.0 %

By Other Methods

4.05 %

Cultural Diversity

Knowledge of Official Language

Mother Tongue

Building Information

Building Type

Apartments (Low and High Rise)

17.74 %

Houses

82.26 %

20 LLOYD Street, St. Catharines, Ontario, L2S 2N8

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